What is a C.L.U.E. Report?
A Comprehensive Loss Underwriting Exchange (C.L.U.E.) report is a report generated by a company called LexisNexis®, which is a consumer reporting agency. It’s similar to what CarFax is for automobiles.
The C.L.U.E. report can include up to 5 years of claims history on a house showing how much money was paid out for various problems.
If there was any damage to the house such as storm or water damage, or a fire in the last five years, and an insurance claim was filed, it will be shown within this report.
A new insurance company will also use this same report to rate the coverage they will offer you on your home.
In real estate transactions within Arizona, the seller of the home must present a C.L.U.E. report to the new buyer within five days of the contract acceptance, which is within the home inspection period.
I recommend that you also read more about the Home Inspection Report and BINSR information on this website.
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